We review your account and eligibility every 5 months to check if you'd be eligible for an increase. This help article explains how the credit limit on your Vanquis account can be changed. Managing your credit limit As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. Before you read on however, you should know that: We do not increase credit limits on request. We check your. You can set and control how we communicate with you about your credit limit by calling our automated. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. How we can help. 9%. Before you read on however, you should know that: We do not increase credit limits on request. This help article explains how the credit limit on your Vanquis account can be changed. If Vanquis Bank is able to offer you this deal, the offer will specify a personalised credit limit based on Vanquis Bank's assessment of your situation. Increasing your limit means you have more flexibility to spend. Before you read on however, you should know that: We do not increase credit limits on request. Parties. 5% APR (Variable) View Card Summary. Before you read on however, you should know that: We do not increase credit limits on request. Actively monitor your account to stay on top of your balance and identify unusual activity. Increasing your limit does i have better flexibility to spend. paying on time. Before you read on however, you should know that: We do not increase credit limits on request. Before you read on however, you should know that: We do not increase credit limits on request. Risk of more debt: If you have trouble repaying what you owe, your credit score could fall further. Empire Limit £6200 bal £152. Your credit limit can rise to £4,000. As a responsible lender we want to be sure you can comfortably manage your repayments. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. • Set up and manage Direct Debits through. As a responsible lender we want to be sure you can comfortably manage your repayments. This help article explains how the credit limit on your Vanquis account can be changed. This guidance says that Vanquis should’ve taken account of whether Mr H was likely to be able to meet his repayments in a sustainable manner, Vanquis offers a range of credit card products, unsecured personal loans and savings products. Credit perimeter for newer customers are set at a highest of £1000 and can be as low as £150. 0. Hi All, I was wondering what is highest credit limit that one could progress on to on a Vanquis card. MBNA might think you could manage a £250 limit from themselves but just not a new card with an extra £2k or so of credit - but they don't give limits out as low as. It is quick and easy managing your Vanquis credit card with the Vanquis Bank App. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. Moneybarn offers secured vehicle finance on a range of asset classes, new and used including cars, motorbikes and light commercial vehicles. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. To build your credit rating and be considered for credit limit increases, use your card sensibly, stay within your credit limit and pay your monthly minimum payment on time. I would like to increase the credit limit on my Vanquis Card - simply to allow for larger purchases if need be. 9%. This help article explains how the credit limit on your Vanquis account can be changed. Vanquis emailed offering credit limit increase from £500 to £1250 today so I clicked online to accept it and they asked for income and expenditure details. Before you read on however, you should know that: We do not increase credit limits on request. Vanquis said it's due to go on my account on the 23rd August, so its approx 5 days after your statement date. Emails couple of days after my 6th statement 04/09/15 advising increase would be on the 07/10/15. The a liable lender we want to be sure you can comfortably manage my repayments. , your representative rate is 59. Managing your credit limit As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. UKRIHighlights: Whether a credit limit increase affects credit scores depends on your debt to credit utilization rate. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. This aims to help you get used to how a credit card account works. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. Prior you readers on when, they require know that: We. 12. The Group’s credit card business has been operating since 2003 under the Vanquis brand and has been a key part of our Group since 2013. This help article explains how the credit limit on your Vanquis account can be changed. 1 1. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. 34. This help article explains how the credit limit on your Vanquis account can be changed. Even if they increased the limit to 10k, I still wouldn't spend much on it. Vanquis Bank can be contacted at its registered office, which is at No. As a responsible lender we want to be sure you can comfortably manage your repayments. Vanquis said it's due to go on my account on the 23rd August, so its approx 5 days after your statement date. Check your transactions and 12 months of statements. get a personalised credit limit between £500 and £1,200. Yes. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. You also have a CCJ and the credit limits on your other accounts are very low, suggesting don't have much spare cash available every month. One of the many questions we receive at Equifax ® involves credit limit increases. Before you read on however, you should know that: We do not increase credit limits on request. We may increase your minimum payment. This help article explains how the credit limit on your Vanquis account can be changed. If Vanquis Bank is able to offer you this deal, the offer will specify a personalised credit limit based on Vanquis Bank's assessment of your situation. Parties. This help article explains how the credit limit on your Vanquis account can be changed. As a responsible lender we want to be sure you can comfortably manage your repayments. Let's take a look at a 'real' example: Credit limit: £500. As a responsible lender we want to be sure you can comfortably manage your repayments. Party General Secretary Nguyen Phu Trong addresses the sixth session of the 13th Party Central Committee. so do your monthly shopping or whatever, get the card to 50% and switch to minimum payments. Before you read on however, you should know that: We do not increase credit limits on request. This help article explains how the credit limit on your Vanquis account can be changed. This help article explains how the credit limit on your Vanquis account can be changed. Vanquis Bank can be contacted at its registered office, which is at No. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. get your deposit back) for at least 7 months. The minimum limit offered on the. Before you read on however, you should know that: We do not increase credit limits on request. This aims to help you get used to how a credit card account works. This help article explains how the credit limit on your Vanquis account can be changed. Before you read on however, you should know that: We do not increase credit limits on request. As a responsible lender we want to be sure you can comfortably manage your repayments. Credit limit increases for Vanquis credit card customers. This help article explains how the credit limit on your Vanquis account can be changed. We are a leading specialist lender in the large and established credit card market and have a strong capital and liquidity position. Vanquis Bank is to pay 1. Increasing your limit means you have more flexibility to spend. Report your card lost or stolen. Credit limits to one Vanquis credit card vary between £150 and £4000; Cash withdrawal on an credit card can expenditure you a ticket away money; Vanquis Bank provide only home type of credit card and it is one of to most well known ‘credit builder’ bank cards in the BRITAIN. As a responsible lender we want to be sure you can comfortably manage your repayments. Up to 56 days. Contact details like your email and at least one telephone number. Vanquis have emailed to say they will increase my limit to £1000 at the end of September. Our Promise Pay service allows you to specify a date and method of payment if you have missed your payment or are over your credit. Start with a manageable credit limit of £500 up to £1,500. This aims to help you get previously to what a credit. You can set and control how we communicate with you about your credit limit by calling our automated. This help article explains how the credit limit on your Vanquis account can be changed. Before you read on however, you should know that: We do not increase credit limits on request. card in most retailers, wherever you see the Visa sign. In May 2011 Vanquis increased the credit limit to £1,500. You could build your credit limit up to £4,000 over time subject to good account management. Changing your credit limit. I'll always stick with Vanquis as its positive on my credit file and with its 3500 limit helps my credit utilisation. No card fees: Vanquis does not charge customers monthly fees to use its cards. Representative. Forumite. Learn about the ins and outbound of the Vanquis Traditional in related you decide if it's the best credit-builder card for you. The Vanquis Visa Classic. A Vanquis card needs to be about credit building only. You can set and control how we communicate with you about your credit limit by calling our automated. Before you read on however, you should know that: We do not increase limits on request. In our guide we’ll cover how your credit limit is created, what occurs if you go beyond your believe limit or changing your credit limit. Jd williams. 8% on purchases is around 10 percentage points lower than the Vanquis Classic Visa. Before you read on however, you should know that: We do not increase credit limits on request. Sign in to your account and submit a request. The card company simply won’t let. Managing your trust limit. I have been offered an increase to £2750 but I don't need it. This aims to help you get used to how a credit card account works. Your balance is $1,000, which gives you a 20% utilization ratio. This help article explains how the credit limit on your Vanquis account can be changed. get a personalised credit limit between £500 and £1,200. Credit Limit. This help article explains how the credit limit on your Vanquis account can be changed. Rising credit limit: Although your starting credit limit is low, at a maximum of £1,000,Vanquis can increase your ceiling every five months if you’re proving yourself dependable. We may increase your minimum payment. This help article explains how the credit limit on your Vanquis account can be changed. Increasing your limit means you have more flexibility to spend. I think an increase from a credit limit of £250 to £1,000 was a significant increase, under that guidance. Finder score. Understanding your credit limit are important when it comes to managing the credit you have. If you increase your credit card spending limit, that will automatically lower the percentage of credit you’re using and generally raise your credit score. Your credit limit can rise to £4,000. Before you read on however, you should know that: We do not increase credit limits on request. In 2019 the credit card fell into arrears and was closed. Using the Vanquis Bank App. This amount shows what you have left available. Easy login with your personal passcode. Limit £4900 bal £1356. Before you read on however, you should know that: We do not increase credit limits on request. This help article explains how the credit limit on your Vanquis account can be changed. You can set and control how we communicate with you about your credit limit by calling our automated. Let's take a look at a 'real' example: Credit limit: £500. There's a chance you won't need to ask for a credit limit increase to get one. Stay in control of your account with online servicing, a mobile app, SMS and email. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Vanquis's lowest-APR, credit-building card is designed to help you improve your credit rating. You can arrange this from your online banking or using Vanquis Bank's app. 14 January 2021 at 11:19PM. The Vanquis Visa Card helps people who want to build their credit rating and has already helped over 3. Before you read on however, you should know that: We do not increase limits on request. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. Before you read on however, you should know that: We do not increase limits on request. You'll be able to: • View your current balance and available spend. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. This aims to help you get used to how a credit card account works. I also asked that question to my friend who is also a vanquis card users, and they have had an email from vanquis regarding a CC limit increase which has been. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. We check your eligibility every month once you’ve been a customer with us for more than 4 months. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. See FAQs about credit line increases on Capital One credit cards. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. For further details, please refer to your credit card terms and conditions. Changing your credit limit. Rising credit limit: Although your starting credit limit is low, at a maximum of £1,000,Vanquis can increase your ceiling every five months if you’re proving yourself dependable. This aims to help you get used to how a credit card account works. I was struggling with my credit score and got pre-approved for a Vanquis card. • Check your latest transactions including pending transactions and payments. Before you read on however, you should know that: We do not increase credit limits on request. Before you read on however, you should know that: We do not increase limits on request. Email received 04/10/15 advising credit limit increased and it was now just need to remember to pay it in full every monthHow we can help. Managing your credit limit As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. I have 1 default witch comes off in august but thats it, all other balance's like catalogues and contract phones all paid on time. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. dazzaofdagenham Forumite Posts: 1,509. This help article explains how the credit limit on your Vanquis account can be changed. Keep in mind that: you can't request a credit limit increase; we review your account every month to check if you're eligible for an increase Know your credit limit. What is a Credit Limit;. This aims to help you get used to how a credit card account works. This help article explains how the credit limit on your Vanquis credit card can be changed. Before you read on however, you should know that: We do not increase credit limits on request. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Keep in mind that: you can't request a credit limit increase; we review your account every month to check if you're eligible for an increaseKnow your credit limit. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. Step 3: Call Your Credit Card Issuer Some banks do not. will. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. This help article explains how the credit limit on your Vanquis credit card can be changed. Key Features Credit limitations between £250 and £1,500Chance to increase credit limit up to a maximum £4,000Credit limit reviewed every 5 months£10 monthly This guide aims go give general data. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Minimum credit limit. Registered number 02558509 England. Changing your credit limit. Forumite. Keep in mind that: you can't request a credit limit increase; we review your account anything. Subsequently, Is it bad to ask for […]You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. In order to allow these people to be able to have credit, limits begin at a base level. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. My Aqua card started at £400 - and after 6 months it's up to £1700. Vanquis Credit Limits and Credit Increase: Initially, Vanquis maximum credit limits fall between £500 and £1,500, depending on your financial situation and credit history. We review customer accounts every 5 months to check if you'd be eligible for an increase. Before you read on however, you should know that: We do not increase credit limits on request. Even a £200 limit Vanquis, Aqua, Cap One type card would be fine to establish a period of good payments (though obviously paying less than the full balance or not making payments would defeat the purpose). Manage your credit card and stay on top of things 24/7, wherever you are with the Vanquis app. You could get a credit limit increase in as little as five months (and then further increases every five months after that). We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Rising credit limit: Although your starting credit limit is low, at a maximum of £1,000,Vanquis can increase your ceiling every five months if you’re proving yourself dependable. 1 Godwin Street, Bradford, West Yorkshire BD1 2SU. 34. 00 to £500. You can set and control how we communicate with you about your credit limit by calling our automated. Make payments on time. 1 Godwin Street, Bradford, West Yorkshire BD1 2SU. Speak to your lender when you’re ready. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Managing your credit limit As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. Your thimbl. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. Before you read on however, you should know that: We do not increase credit limits on request. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. Apologies if not the right place. 5%. It’s fast, secure, and fuss-free. 25 May 2014 at 8:03PM. Before you read on however, you should know that: We do not increase credit limits on request. A credit card company may also increase your limit without a request from you. Before you read on however, you should know that: We do not increase credit limits on request. card?. We review your account and eligibility every 5 months to check if you'd exist eligible since an increase. This help article explains how the credit limit on your Vanquis credit card can be changed. Managing your credit limit As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. We review customer accounts every 5 months to check if you'd be eligible for an increase. You can set and control how we communicate with you about your credit limit by calling our automated. View our credit card A simple online credit card application process To help you control your spending and payments, our credit card offers come with a tailored credit limit. You can set and control how we communicate with you about your credit limit by calling our automated. Before you read on however, you should know that: We do not increase credit limits on request. Credit card balance: £130. Make sure you are aware of your current Vanquis Card credit limit at all times and the amount of credit available to spend. Report your card lost or stolen. Managing your credit limit As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. Depending on your circumstances, your thimbl. Credit card balance: £130. gave Mr M a credit card with a limit of £1,000. We do non increase credit limits on demand. Using the Vanquis Bank App. 0% on balance transfersWhat factors determine if I’m eligible for a credit line increase? CreditWise availability will vary depending on ability to obtain your credit history from TransUnion®. 9% in August so he opted out and closed the account. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. If you want increased limit then the best thing to do is to use the card as close to the limit as you can, surely you can easily do that if the limit is 250 or so. Vanquis Credit Limit Increase delirious Posts: 187 Forumite 4 May 2011 at 8:46AM I got a Vanquis Credit Card towards the end of last year and have always paid. , your representative rate is 34. Get £20 back in Asda Pounds when you open a new credit card by 5 December 2023, spend £50 and set up a Direct Debit in the first 60 days by 5 December 2023. There’s no annual fee for the Sainsbury’s Bank Everyday credit card and while the initial credit limit is relatively below average at between £0 and £2,000, this may increase over time, provided you use the card sensibly. **If you use your credit card responsibly you may become eligible for a credit limit increase. To request a credit limit increase, call us at 1-800-642-4720. Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward. For people with bad credit or building credit; Credit limit of £200 to £1,500; Up to two optional credit limit increases per year, if eligible;One strategy to offset the impact is to get a new balance transfer card and transfer all or part of your balance from your existing card to your new one. write a review. Current Debts. This help article explains how the credit limit on your Vanquis account can be changed. I was utilizing it by anywhere from 20% to 90% and paying the balance in full after issuing the statement, so no interest to be paid. We review customer accounts every 5 months to check if you'd be eligible for an increase. Make sure you are following these best practices before requesting an increase: Pay your bills on time, all the time. Before I get to Vanquis I know that credit scores are not the be-all and end-all but I am working on improving mine in the hope of buying my first home in the future. 22 January 2010 at 5:46PM. This help article explains how the credit limit on your Vanquis credit card can be changed. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Lower credit limit: You can borrow less than with standard credit cards, as you're building trust with lenders. 27 February 2018. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. 35. *Your credit limit could improve as long as you pay on time and stay within your balance. 2 million customers about £169 million in refunds and a further fine of £1. 0. After your 5th statement, you may be eligible for a credit limit increase with further increases every 5 months subject eligibility. Before you read on however, you should know that: We do not increase credit limits on request. Alternatively, you may also download the Credit Limit Increase Application Form from the link below: Step 1: Download the Credit Limit Increase Form. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. This help article explains how the credit limit on your Vanquis account can be changed. Before you read on however, you should know that: We do not increase credit limits on request. What is the highest credit limit with vanquis? No card fees: Vanquis does not charge customers monthly fees to use its cards. This is only a guide and meeting these criteria does not guarantee you a credit limit increase. You also have a CCJ and the credit limits on your other accounts are very low, suggesting don't have much spare cash available every month. Vanquis Bank can be contacted at its registered office, which is at No. 34. This help article explains how the credit limit on your Vanquis account can be changed. This help article explains how the credit limit on your Vanquis account can be changed. I got the credit limit increase letter on 19th July, saying my limit will increase after my August statement. Report your card lost or stolen. Help with making payments to your credit card. g. * To build your credit rating and to be considered for credit limit increases, use your card sensibly, stay within your credit limit and pay at least your monthly minimum payment on time. Littlewoods. Accordingly, the credit room limit is adjusted from 0. £250. Looking for a bigger credit limit on your Capital One card? There's lots you can do to boost your chances of getting an offer. You can set and control how we communicate with you about your credit limit by calling our automated. Therefore the Aquis may be more desirable if you want a higher starting limit. Hi everyone, I got my vanquis credit card on 13th nov 2014 and started off with a £250 credit limit. This help article explains how the credit limit on your Vanquis account can be changed. Before you read on however, you should know that: We do not increase credit limits on request. Got 0% interest for the first 12 months and my credit score seemed to improve, since then they keep offering me the chance to increase my credit and windows for 0% balance transfers, but I think they do charge a monthly fee of around £9. Terms apply. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. Before you read on however, you should know that: We do not increase credit limits on request. amberspy Forumite Posts: 127. We review customer accounts every 5 months to check if you'd be eligible for an increase. Changing your credit limit. This help article explains how the credit limit on your Vanquis account can be changed. Changing your credit limit. Before you read on however, you should know that: We do not increase credit limits on request. Before you read on however, you should know that: We do not increase credit limits on request. Latest ITR. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. we may increase or decrease your Credit Limit from time to time and will notifr you of any such change. Registered number 02558509. Information about your account security and how to combat fraud. 5% APR (variable) Your APR and credit limit may vary based on your circumstances. You can set and control how we communicate with you about your credit limit by calling our automated. With interest rates generally over 30% +, you'd be crazy to spend large amounts and leave a balance on it every month. These include: Help for your Vanquis credit card and loan. A tailored credit limit As a new customer, you'll start with a tailored credit limit with room to grow. Before you read on however, you should know that: We do not increase credit limits on request. Vanquis credit cards are available to people includes a poor. On benefits so no problems there but now I've had a text requesting proof of income via secure upload. 5 million people get the credit they deserve! To build your credit rating and be considered for credit limit increases, use your card sensibly, stay within your credit limit and pay your monthly minimum payment on time. This help article explains how the credit limit on your Vanquis account can be changed. It's a good idea to check your credit limit preferences in case you opted out of offers in the past. If we vary your minimum payment we will write to you to tell you. 1) Your credit is not so good so your limit is £250. To complete the eligibility check you will need to provide a few details: Personal details like your full name and date of birth. Limit £. Can I withdraw money from an ATM using the thimbl. This help article explains how the credit limit on your Vanquis account can be changed. Managing your credit limit As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. Make payments on time. Managing your credit limit As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. Verify online purchases. You can set and control how we communicate with you about your credit limit by calling our automated. Paying before the due date proves you can use your card responsibly. 2) You are paying it off in full, thus no interest. If you do go over your Credit Limit You will incur an overlimit fee of £12 I t could be bad for your overall credit score Assist & support Your credit limit This help article explains how the credit limit on your Vanquis get can been changes. Vanquis Credit Limits and Credit Increase: Initially, Vanquis maximum credit limits fall between £500 and £1,500, depending on your financial situation and credit history. Before you read on however, you should know that: We do not increase credit limits on request. Before you read on however, you should know that: We do not increase limits on request. This aims to help you get used to how a credit card account works. They actually increased it to 69. paying off at least the minimum amount each month. I have a number of mainstream cards but Vanquis gave me my first rung of the rebuild credit ladder. I've had a Vanquis Visa since March with a £500 credit limit. Changing your credit limit. 3. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. The Vanquis Visa Card helps people who want to build their credit rating and has already helped over 3. Don't know what I'm doing wrong, use it often and more often than not I pay the full balance. As a responsible lender we want to be sure you can comfortably manage your repayments. Managing your credit limit As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. Managing your credit limit As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. dazzaofdagenham Forumite Posts: 1,509. £3). 9%. I also asked that question to my friend who is also a vanquis card users, and they have had an email from vanquis regarding a CC limit increase which has been offered to them via the email. They might think that a £250 limit on a vanquis credit card would be manageable and useful to you (eg if you wanted a card for section 75 protection or something). Although just several commercial banks were approved credit room extension, according to experts, real estate businesses are excited about VND457,000 billion, which will pump into the market according to the 2022 credit growth target of. Report your card lost or stolen. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. Just had a discussion with Vanquis about my credit limit. Before you read on however, you should know that: We do not increase credit limits on request. You can't ask for a Credit Limit Increase (CLI), but we'll automatically review your account every month and let you know if you're eligible. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Managing your credit limit As a new customer you get a starting credit limit of between £150 - £1,500 subject to eligibility. We review your account and eligibility every 5 months to check if you'd be eligible for an increase. Increasing your limit means you have more flexibility to spend.